Finance & Business CalculatorsFinance & Business Calculators
55 free tools across personal finance, taxes, real estate, halal Islamic financing, and business & trade — with absolutely no interest-based (riba) calculators.
Finance & Business Calculators55 free tools across personal finance, taxes, real estate, halal Islamic financing, and business & trade — with absolutely no interest-based (riba) calculators.
Calculate your down payment amount and remaining loan amount for a home, car, or any large purchase, from either a percentage or a fixed amount.
Calculate gross and net rental yield, ROI, payback period, and monthly cash flow for any rental property.
Estimate your annual and monthly property tax based on your home's value, assessment ratio, and local tax rate.
Compare the long-term cost of buying a home in cash versus renting and investing the difference, with a break-even year.
Calculate a rental property's NOI and capitalization rate, plus its theoretical value at a target cap rate.
Break down your monthly cost of living by category and compare two locations side by side.
Find the maximum home price you can afford based on your income, debts, and down payment.
Calculate the monthly and annual income needed to comfortably afford a target home price.
Plan your monthly budget using the popular 50/30/20 rule: needs, wants, and savings.
Find out how many months it will take to reach your savings goal with monthly contributions and interest.
Break down your monthly expenses by category and see what percentage of your income each one takes.
See how inflation affects the future value or purchasing power of an amount of money over time.
Calculate your salary raise percentage, or find your new salary given a raise percentage.
Estimate your net (take-home) salary after entering your total deduction percentage (tax, insurance, etc.).
Project how much your retirement savings could grow to by your target retirement age.
Convert your salary between hourly, daily, weekly, monthly, and annual figures based on your work schedule.
Calculate your net worth from your assets and liabilities, and save dated snapshots to track it over time.
Calculate how much you need in your emergency fund based on essential expenses and months of coverage.
Calculate your debt-to-income (DTI) ratio from your monthly debt payments and gross monthly income, with a plain-language read on where your ratio falls.
Calculate overtime pay from your hourly rate or monthly salary, overtime hours, and your own overtime multiplier(s).
Calculate the true total cost of employing someone beyond gross salary — employer contributions, benefits, overhead, and bonus.
Calculate your end-of-service gratuity from your salary, years of service, and your own days-per-year rate.
Track your accrued, used, and remaining annual leave balance, with optional pro-rata accrual.
Compare two job offers side by side, including bonuses, benefits value, and an optional cost-of-living adjustment.
Find the equivalent salary you'd need in another city to keep the same purchasing power.
Price a freelance or business project from your hours, rate, materials, overhead, profit margin, and contingency.
Add up to 6 subscriptions with any billing cycle and see your total monthly and yearly subscription cost.
Calculate your quantity-weighted average purchase price and dollar-cost averaging (DCA) across up to 6 buys, with break-even price and an optional gain/loss check.
Estimate a website or online business's value from its average monthly profit and your own valuation multiple.
Calculate income tax with a flat rate or your own custom progressive brackets — see your effective vs. marginal tax rate and a full breakdown, for any country.
Calculate your effective (average) tax rate from your total income and total tax paid, and compare it to your marginal rate.
Find out whether you're due a tax refund or owe extra, by comparing tax paid or withheld against your actual tax liability.
Calculate your freelance/self-employment tax with your own revenue, expenses, income-tax rate, and social-insurance rate.
Calculate VAT or sales tax, whether your amount already includes tax or excludes it.
Calculate the total selling price and monthly installment for a Murabaha (cost-plus profit) Islamic financing agreement.
Calculate the total cost of an Ijara (Islamic lease) or Ijara Muntahia Bittamleek (lease-to-own) agreement.
Estimate the monthly payment for a Diminishing Musharaka (declining partnership) home or asset financing structure.
Calculate the total repayment and installment for a flat halal profit-rate financing agreement, instead of riba-based interest.
Estimate a Takaful (Islamic cooperative insurance) contribution — Tabarru' donation, Wakalah fee, and optional savings portion.
Convert between world currencies using live exchange rates, or enter your own rate manually.
Get the live gold and silver spot price per gram or troy ounce in any of 165 world currencies.
Calculate the profit or loss and profit margin for a business or trade transaction.
Split a total profit amount between business partners based on their agreed share percentages.
Calculate profit margin and markup percentage from cost and selling price, or find the required selling price.
Find out how many units you need to sell to cover your fixed and variable costs (break-even point).
Estimate the total starting cost for a new business, including a recommended contingency buffer.
Calculate your net cash flow for a period based on total cash inflows and outflows.
Calculate how quickly your inventory is sold and replaced over a given period.
Calculate how long it will take for an investment to pay for itself from its net cash inflows.
Calculate the sale price after a discount, or find the discount percentage between two prices.
Calculate the hourly rate you need to charge as a freelancer to hit your income goal.
Calculate the return on investment (ROI) and annualized return for a trade or business investment.
Calculate the Compound Annual Growth Rate (CAGR) between a beginning and ending value over any number of years, plus an optional forward projection at the same rate.
Calculate Gross Domestic Product (GDP) using the expenditure approach: consumption, investment, government spending, and net exports.
Calculate sales commission earnings using a flat rate, or a two-tier structure with a higher rate above a sales threshold.