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Finance & Business Calculators

Finance & Business Calculators

28 free tools across personal finance, halal Islamic financing, and business & trade — with absolutely no interest-based (riba) calculators.

💡 Note: This tool is for educational and general estimation purposes only, and is not binding financial or investment advice. For actual financial decisions, please consult a qualified financial advisor or accountant.

💵 Personal Finance — 9 tools

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Budget Planner Calculator (50/30/20 Rule)

Plan your monthly budget using the popular 50/30/20 rule: needs, wants, and savings.

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Savings Goal Calculator

Find out how many months it will take to reach your savings goal with monthly contributions and interest.

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Expense Tracker Calculator

Break down your monthly expenses by category and see what percentage of your income each one takes.

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Inflation Calculator

See how inflation affects the future value or purchasing power of an amount of money over time.

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Salary Increase Calculator

Calculate your salary raise percentage, or find your new salary given a raise percentage.

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Net Salary Calculator

Estimate your net (take-home) salary after entering your total deduction percentage (tax, insurance, etc.).

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Retirement Savings Estimator

Project how much your retirement savings could grow to by your target retirement age.

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Salary Converter

Convert your salary between hourly, daily, weekly, monthly, and annual figures based on your work schedule.

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Property Tax Calculator

Estimate your annual and monthly property tax based on your home's value, assessment ratio, and local tax rate.

🕌 Halal Islamic Financing — 4 tools

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Murabaha Calculator (Cost-Plus Sale)

Calculate the total selling price and monthly installment for a Murabaha (cost-plus profit) Islamic financing agreement.

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Ijara Calculator (Islamic Leasing)

Calculate the total cost of an Ijara (Islamic lease) or Ijara Muntahia Bittamleek (lease-to-own) agreement.

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Diminishing Musharaka Calculator

Estimate the monthly payment for a Diminishing Musharaka (declining partnership) home or asset financing structure.

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Profit Rate Calculator (Halal Alternative)

Calculate the total repayment and installment for a flat halal profit-rate financing agreement, instead of riba-based interest.

📊 Business & Trade — 15 tools

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Currency Converter

Convert between world currencies using live exchange rates, or enter your own rate manually.

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Profit & Loss Calculator

Calculate the profit or loss and profit margin for a business or trade transaction.

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Profit Sharing Calculator

Split a total profit amount between business partners based on their agreed share percentages.

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Margin & Markup Calculator

Calculate profit margin and markup percentage from cost and selling price, or find the required selling price.

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Break-Even Point Calculator

Find out how many units you need to sell to cover your fixed and variable costs (break-even point).

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Startup Cost Calculator

Estimate the total starting cost for a new business, including a recommended contingency buffer.

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Cash Flow Calculator

Calculate your net cash flow for a period based on total cash inflows and outflows.

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Inventory Turnover Calculator

Calculate how quickly your inventory is sold and replaced over a given period.

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Payback Period Calculator

Calculate how long it will take for an investment to pay for itself from its net cash inflows.

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Discount & Sale Price Calculator

Calculate the sale price after a discount, or find the discount percentage between two prices.

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VAT / Sales Tax Calculator

Calculate VAT or sales tax, whether your amount already includes tax or excludes it.

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Freelance Hourly Rate Calculator

Calculate the hourly rate you need to charge as a freelancer to hit your income goal.

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Trade Investment Return Calculator

Calculate the return on investment (ROI) and annualized return for a trade or business investment.

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GDP Calculator (Expenditure Approach)

Calculate Gross Domestic Product (GDP) using the expenditure approach: consumption, investment, government spending, and net exports.

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Commission Calculator

Calculate sales commission earnings using a flat rate, or a two-tier structure with a higher rate above a sales threshold.