Add up to 6 subscriptions with any billing cycle — monthly, yearly, or weekly — and see your true total monthly and yearly cost, computed instantly in your browser.
📂 Personal FinanceFill in the fields on the left with your own numbers, then press Calculate to see your result instantly. No sign-up required, and no data is sent anywhere — everything is calculated right in your browser.
Subscriptions have a way of quietly adding up: a streaming service billed monthly, a productivity app billed yearly, a gym membership billed weekly — each one looks small on its own, but comparing them fairly requires putting them all on the same footing. This calculator converts every subscription you enter to a common monthly equivalent (dividing a yearly charge by 12, or scaling a weekly charge to a month), then adds them together into a single, honest monthly total and its yearly equivalent. Nothing about pricing is built in or assumed — you enter each subscription's actual amount and billing cycle yourself, so the total stays accurate no matter which services you use, what they cost, or which currency you're billed in.
Subscription-based pricing has become the default for software, streaming, fitness, and countless other services, largely because a small recurring charge feels far less significant than a large one-time payment. This same psychology, though, is exactly what makes total subscription spending easy to underestimate: each individual charge is modest, so no single one prompts a moment of reconsideration, even as the combined total quietly grows every time a new service is added.
Comparing subscriptions fairly also runs into a practical obstacle — they rarely share a billing cycle. One service might charge monthly, another annually (often at a discount for committing upfront), and another weekly. Looking at the raw numbers side by side is misleading: a $180 yearly charge and a $18 monthly charge are not directly comparable at a glance, even though the yearly one actually costs less per month ($15 vs $18). Converting every charge to the same time basis — this calculator uses monthly — removes that distortion and makes the true cost of each subscription, and of all of them combined, immediately clear.
Because subscription prices, promotional periods, and available plans change constantly and differ by provider, region, and even individual account history, this calculator deliberately avoids hard-coding any price list. Instead, it asks for your own numbers — pulled from your bank statement, card provider, or each service's account settings — so the total it produces reflects what you're actually paying right now, not an outdated or region-specific estimate.
Once you can see the full monthly and yearly picture in one place, it becomes much easier to decide whether every subscription is still earning its place in your budget, or whether a few quiet, easily-forgotten charges are worth reconsidering.
Each subscription has its own billing frequency — monthly, yearly, or weekly. The calculator converts each one to a monthly equivalent (a yearly amount is divided by 12, a weekly amount is multiplied by 52 and divided by 12) before adding them together, so the total is a fair monthly figure regardless of how each service actually bills you.
Check your bank or card statement for recurring charges, or open each service's account/billing settings page, which usually shows the exact price and billing cycle.
This calculator supports up to 6 at a time. If you have more, you can total the smaller ones on paper first and enter that combined amount as one more line, or run the calculator more than once and add the totals together.
Subscription prices change often and vary by plan, region, and promotions, so a built-in price list would quickly become inaccurate. Entering your own amount for each subscription keeps the total exact and correct anywhere in the world.
Yes. Once every subscription is converted to its monthly equivalent and summed, the yearly total is simply that monthly total multiplied by 12, which gives a consistent full-year cost estimate.